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Consequential Loss Insurance

This policy provides cover for loss of profits caused by reduction or interruption of production due to damage caused by fire and allied perils to the insured's premises. The cover is for loss of Gross Profit, wages that are paid while production is interrupted and auditor’s fees incurred in the preparation of the claim. It is a requirement that the insured has a fire material damage policy in force. In addition, for a consequential loss claim to be admissible, the fire material damage claim must also have been valid.


Liability Consequential Loss insurance responds to financial losses suffered by a business resulting from a business interruption caused by a liability insurance claim.

The policy trigger is contingent upon an original claim being made and indemnity confirmed under either a Public, Statutory or Employers’ liability policy underwritten by Vero Liability. Consequential losses can include loss of Gross Profit or increased costs working.



Who Needs It?

  • Small medium sized businesses 

  • Adventure tourism operators 

  • Amusement parks

  • Hospitality and entertainment sector

Requesting a Quote

Liability products are available through insurance brokers and advisers. An insurance broker provides independent, professional and specialist advice to help make sure you have the right protection. If you don’t already have one, you can find a broker on the Insurance Brokers Association of  (IBA) 

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