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isg commercial vehicle insurance

Whether you own and drive a commercial vehicle or you own the vehicle and someone else drives it, you are responsible for it completely. To stay safe in this situation, it’s always advantageous to have Commercial Vehicle Insurance.​

  • Coverage for a variety of situations

  • Quick and hassle-free settlement for your claims

  • Instant online policy renewal

​If you need more information about the policy, feel free to call us Tel: +16042568566

What does the​​ policy cover?​

​​a) Loss or damage to your vehicle due to:

  • Riot, strike​

  • Earthquake

  • Malicious act

  • Terrorist activity

  • Landslide rockslide

  • Accident(external means)

  • Burgl​ary, housebreaking, theft

  • Inundation cyclone, hailstorm, frost

  • Fire explosion, self-ignition or lightning

  • Flood, typhoon, hurricane, storm, ​​tempest


b) Third-party insurance, which protects you against losses that occur due to bodily injury or death to a third party or any damage to that person’s property by use of your insured vehicle.

Additional Towing cover for Commercial Vehicle​

Additional Towing cover for Commercial Vehicle​

  • This cover shall pay in excess of what is provided in tariff for towing charges incurred by the insured in case of an accident.

  • Premium is 1​0% of the Sum Insured limit opted by insured.

What does the policy not cover?

  • Loss or dam​age due to war or nuclear risks.

  • Deductible as stated in your policy.

  • ​Loss or damage due to ionising radiation.

  • Vehicle driven by someone other than the driver, as stated in the 'Driver's Clause'.

  • Accidental loss, damage or liability occurring outside the defined geographical area for the vehicle.

  • Vehicles being used other than in accordance with the limitations as to use. For example, if you use a private vehicle for commercial purposes.

  • Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.

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